Terms of use

By using Calvix you agree to these terms. If you do not agree with them, please do not use the site.

What the site provides

Calvix provides free calculators and accompanying explanations for general informational and educational purposes. The site is offered as-is, without any guarantee that it will be available, uninterrupted, or free of errors.

Not professional advice

Nothing on this site is financial, investment, tax, legal, medical or professional advice. The calculators use standard published formulas and simplified models. They cannot account for your individual circumstances, for the specific terms of a contract you are considering, for local regulation, or for changes in law or clinical guidance.

Always consult an appropriately qualified professional before making a financial, medical or legal decision. Do not rely on a result from this site as the sole basis for such a decision.

Accuracy

We take accuracy seriously and test every formula, but we do not warrant that results are correct, complete or suitable for any particular purpose. Rounding, differing conventions between institutions, and simplifying assumptions all mean a real-world figure may differ from the estimate shown here. If you find an error, please tell us so it can be corrected.

Limitation of liability

To the fullest extent permitted by law, Calvix and its operators accept no liability for any loss or damage arising from use of, or reliance on, this site or its content — including any direct, indirect, incidental or consequential loss.

Acceptable use

You may use the calculators freely for personal and commercial purposes. You may not scrape the site at a rate that degrades it for others, republish its written content as your own, attempt to interfere with its operation, or use it for anything unlawful.

Intellectual property

The written explanations, page designs and code are the property of the site operators. The underlying mathematical formulas are standard and belong to no one. You are welcome to quote a short passage with a link back, but wholesale reproduction is not permitted.

External links

Links to other sites are provided for convenience. We do not control them and are not responsible for their content or practices.

Changes

These terms may be updated from time to time. The date at the top of this page shows the most recent revision.