Calculators that show their working
33 free calculators for EMIs, GST, income tax, SIPs, CGPA and the rest of Indian daily arithmetic. Every one shows the formula behind the answer, works in rupees by default, and never asks you to sign up.
Finance Calculators
Home loan, car loan, personal loan and EMI calculators built around Indian lending, with the total cost shown next to the monthly figure.
- Car Loan Calculator EMI on the on-road price after exchange and down payment, with the total you will really pay.
- Compound Interest Calculator Lump sum plus monthly deposits, with the quarterly compounding Indian banks actually apply.
- EMI Calculator Monthly EMI, total interest, and the flat rate your reducing rate really equals.
- Home Loan Calculator EMI plus the cash you need on registration day: down payment, stamp duty, registration and fee.
- Home Loan Eligibility Calculator The loan a bank will sanction on your salary, using FOIR and the RBI loan-to-value caps.
- Personal Loan Calculator EMI and the true annual rate once the processing fee and GST are deducted from disbursement.
- ROI Calculator Absolute and annualised return on a flat, a stock or a fund, across different holding periods.
- Savings Goal Calculator How much to put aside each month to reach a rupee target by a fixed date.
- Simple Interest Calculator Interest on the principal alone, per month and in total, against the compounded figure.
Tax & Salary Calculators
Indian income tax, GST, TDS, HRA exemption, gratuity and take-home pay, with the slab-by-slab working shown for the current financial year.
- Gratuity Calculator Gratuity under the 1972 Act, with the five-year rule and ₹20 lakh cap applied.
- GST Calculator GST both ways, with the CGST/SGST/IGST split your invoice needs.
- HRA Exemption Calculator HRA exemption under section 10(13A), naming the limit that is holding it back.
- Income Tax Calculator (FY 2025-26) Income tax for FY 2025-26 under both regimes, slab by slab, with 87A and marginal relief.
- Take-Home Salary Calculator What a CTC offer really pays each month, after PF, gratuity provision and tax.
- TDS Calculator TDS on any non-salary payment, both directions, with the no-PAN rate applied.
Investment Calculators
SIP, fixed deposit, recurring deposit and PPF returns, each using the compounding convention the Indian product actually follows.
- FD Calculator FD maturity with quarterly compounding, the senior citizen rate and the real yield.
- PPF Calculator PPF maturity over 15 years or extended blocks, with the ₹1.5 lakh cap applied.
- RD Calculator RD maturity for bank and post office deposits, instalment by instalment.
- SIP Calculator Monthly SIP maturity with an optional yearly step-up, returns split from your own money.
Student Calculators
CGPA to percentage by university rule, how many classes you can still miss, and the marks you need in the end-semester exam.
- Attendance Calculator Attendance percentage, classes you can still miss, and how many to attend to recover.
- CGPA to Percentage Calculator CGPA to percentage and back, with the CBSE, VTU and standard rules side by side.
- Exam Marks Calculator Marks needed in the end-sem paper for a target grade, and whether it is still reachable.
Health Calculators
BMI with Indian cut-offs, calorie needs, body fat and water intake, using published formulas and honest about where they stop working.
- BMI Calculator BMI with the Indian cut-offs used by ICMR, alongside the WHO scale.
- BMR Calculator Calories you burn at rest and in a full day, explained in rotis and rice.
- Body Fat Calculator Body fat percentage from a tailor's tape, with fat and lean mass separated.
- Calorie Calculator Daily calorie target for your weight goal, with a protein, carb and fat split.
- Ideal Weight Calculator Four ideal weight formulas at your height, against the healthy BMI range.
- Water Intake Calculator Daily water in litres for your weight, workout and the Indian climate.
Everyday Calculators
Percentages, sale discounts, restaurant bill splits with service charge and GST, exam-date countdowns and age as on a cut-off date.
- Age Calculator Exact age in years, months and days as on any date, for exam and admission cut-offs.
- Restaurant Bill Split Calculator Split a restaurant bill with service charge and GST, per person, in rupees.
- Date Difference Calculator Days, weeks, months and working days between two dates, end date optional.
- Discount Calculator Real price after a tag discount plus a bank-card offer, which never add up the way they look.
- Percentage Calculator Two numbers in, all three percentage answers out, for marks, hikes, discounts and GST.